Personal Auto Exposures Learning Guide - January 2024 Edition - Digital PDF

This is the Digital PDF. Upon purchase, you'll receive an email with download instructions.

This learning guide covers Personal Auto Exposures, part of the Certified Insurance Service Representative designation program. This learning guide covers six main sections:

·       Introduction to the Personal Auto Policy

·       Personal Auto Policy Definitions and Liability Coverage

·       Medical Payments and/or Personal Injury Protection

·       Uninsured and/or Underinsured Motorists Coverage

·       Coverage for Damage to Your Auto

·       Coverage for a Rented Vehicle

Section 1: Introduction to the Personal Auto Policy

In this section, you will become familiar with the Insurance Services Office® (ISO) Personal Auto Policy, gain an understanding of essential policy terms, and acquire the knowledge and skills needed to determine eligibility for an ISO Personal Auto Policy.

Section 2: Personal Auto Policy Definitions and Liability Coverage

The goals of this section are to understand and apply definitions that appear in the ISO Personal Auto Policy as well to as providing you with the knowledge and skills needed to assess liability coverage of various risks.

Section 3: Medical Payments and/or Personal Injury Protection

The goal of this section is to ensure that you are familiar with the coverage provided by Medical Payments and/or Personal Injury Protection in the Personal Auto Policy and to whom the coverage will apply.

Section 4: Uninsured and/or Underinsured Motorists Coverage

The goal of this section is to provide you with the knowledge and skills needed to understand both the importance of and the coverage provided by Part C – Uninsured Underinsured Motorists Coverage.

Section 5: Coverage for Damage to Your Auto

The goal of this section is to provide you with the knowledge and skills necessary to understand coverages provided by Part D – Coverage For Damage To Your Auto. This includes how the coverages apply to owned and non-owned vehicles, and potential coverage gaps and endorsements available to improve coverage.

Section 6: Coverage for a Rented Vehicle

The goal of this final section is to provide you with the knowledge and skills needed to present your clients with sufficient information to make an informed decision concerning the need to obtain additional coverage when renting a vehicle.

This learning guide is the January 2024 edition. If you have signed up for a CISR program through the Risk & Insurance Education Alliance, you will receive the most current learning guide edition with your registration at no additional cost. We recommend utilizing the learning guide that is sent with your course registration. Should you be interested in registering for a course please visit our course schedule.