Life & Health Essentials Learning Guide - January 2024 Edition - Digital PDF

This is the Digital PDF. Upon purchase, you'll receive an email with download instructions.

This learning guide covers Life & Health Essentials, part of the Certified Insurance Service Representative designation program. This learning guide covers six main sections:

·       Introduction to Life & Health

·       Term and Permanent Life Insurance

·       Common Characteristics of Life Insurance Concepts

·       Healthcare Policies

·       Federal Regulation and Consumer-Driven Health Plans

·       Medicare

Section 1: Introduction to Life & Health

In this section, you will acquire essential understanding of concepts associated with a basic life insurance contract, including the parties to the contract, requirements an individual or entity must satisfy to be insured, and the application process itself. You will also begin to recognize the role of underwriters in the application process, and the role of the application in assigning rating categories based on insurance risk.

Section 2: Term and Permanent Life Insurance

This section introduces you to essential knowledge relating to term and permanent life insurance and helps you become familiar with the tools necessary to provide clients with both information and counsel regarding both types of insurance.

Section 3: Common Characteristics of Life Insurance Concepts

This section introduces you to the core knowledge and tools necessary to deliver information and counsel regarding broad life insurance concepts and products to your clients.

Section 4: Healthcare Policies

In this section, you will acquire knowledge of health insurance policies, concepts, and products to assist you in conversations with clients.

Section 5: Federal Regulation and Consumer-Driven Health Plans

In this section, you will continue your examination of federal regulations and their impact on health care and insurance. You will also explore consumer-driven health plans—specifically the FSA, HSA, and HRA.

Section 6: Medicare

This section will help you expand your understanding of Medicare, delivering the basic knowledge you need to provide information and counsel to your clients.

This learning guide is the January 2024 edition. If you have signed up for a CISR program through the Risk & Insurance Education Alliance, you will receive the most current learning guide edition with your registration at no additional cost. We recommend utilizing the learning guide that is sent with your course registration. Should you be interested in registering for a course please visit our course schedule.